Terms & Conditions

Groww Studies – Terms & Conditions 

1. All Sales Final – No Refunds

• All purchases made on Groww Studies are final and non-refundable.
  
  

• Please review the complete offering before purchasing.
  
  

• Once payment is made, you will receive instant lifetime access to Study Notes.
  
  

2. Lifetime Access

• Users will get one-time purchase and lifetime access to notes, question banks, and revision materials.
  
  

• Access remains valid for the lifetime of the platform.
  
  

3. Content Usage & Restrictions

• Content is strictly for personal study use only.
  
  

• Resale, redistribution, commercial use, or sharing without written permission is strictly prohibited.
  
  

• Unauthorized use or selling of Groww Studies content in the market will result in legal action.
  
  

• Offenders may be liable for a penalty of up to ₹10,00,000 (Ten Lakh Rupees) plus legal proceedings.
  
  

4. Intellectual Property Rights

• All study material, branding, design, and website content are the intellectual property of Groww Studies.
  
  

• Any violation will lead to civil and criminal action under applicable laws.
  
  

5. Payment Policy

• Payments are accepted only via secure online gateways.
  
  

• Groww Studies does not store sensitive payment details like card numbers, CVV, or UPI PIN.
  
  

• No refunds, cancellations, or exchanges will be provided once payment is processed.
  
  

6. Privacy Policy

• We collect basic information such as name, email, and contact details during purchase.
  
  

• Payments are processed through secure third-party gateways (Razorpay, PayU, etc.).
  
  

• We never sell or share your personal data with third parties for marketing purposes.
  
  

• Limited data may be shared with legal authorities in case of fraud or policy violations.
  
  

7. Disclaimer

• Groww Studies provides study material to support students in their learning journey.
  
  

• We do not guarantee marks, ranks, or exam results.
  
  

• Our materials are an aid and not a replacement for schools or coaching classes.
  
  

8. Policy Updates

• Groww Studies reserves the right to update or modify these Terms & Conditions at any time.
  
  

• Users are encouraged to check this page regularly for updates.